Disclaimer and legal notices
Don McLeod & Associates Pty Ltd and WA & MK Watzdorf Pty Ltd are Corporate Authorised Representatives of Securitor Financial Group Ltd ABN 48 009 189 495, Australian Financial Services Licensee 240687 Level 2, 51 Pirie Street Adelaide SA 5000.

Access to and use of this site is provided by McLeod Watzdorf Financial Planning (MWFP) on the following conditions and any other directions or rules of use on this site ("Terms"). If you access this site (other than to read these Terms for the first time), you agree to these Terms. MWFP reserves the right to change the Terms at any time by posting changes on-line. You are responsible for informing yourself of any changes by regularly reviewing these pages. If you access the site after changes are posted, you agree to all changes (including those which you are then unaware have been posted).

Copyright
© The copyright in all information displayed on this website is owned by or licensed to McLeod Watzdorf Financial Planning. Except as expressly permitted, no information may be copied, reproduced, downloaded, transmitted or re-distributed.


Disclosure
Any investment information and general advice ("advice") displayed or given on this website does not take into account any person's personal objectives, financial situation or needs and, because of this, we recommend you consider, before acting on the advice, whether the advice is appropriate for you, your particular needs and circumstances. We recommend you obtain independent legal, financial and/or other professional advice before making a decision in relation to any investment. In deciding whether to open, or to continue to hold, an account or product, the relevant Product Disclosure Statement or Financial Services Guide for that account or product should be considered. Copies can be obtained from Securitor or MWFP.

Information about the relationships between MWFP and Securitor and the remuneration (including commission) or other benefits that they and any other person can receive in respect of, or that is attributable to, the financial services they provide is set out in the general Financial Services Guide issued by Securitor and available through MWFP.


Limitation of Liability
Managed investments and/or shares selected through a BT Financial Group company account or product provided and the accounts and products themselves do not represent deposits or liabilities of MWFP and they are subject to investment risk, including possible delays in repayment and the loss of income and capital invested. No member of the BT Financial Group in any way stands behind or guarantees the capital value and/or the performance of the specific investments you select, or the accounts and products provided by the applicable BT Financial Group company generally.

While the information displayed on this website is based on information obtained from sources which are believed to be reliable, it has not been independently verified and no warranties are given that it is complete, accurate, and up to date or fit for the purpose for which it is required. It should be noted that past performance is not necessarily indicative, or a guarantee, of future performance. All information displayed on the website, including but not limited to product and service information, fees, unit and share prices, gearing and interest rates, tax information and performance figures, is subject to change without notice.

To the maximum extent permitted by law, neither MWFP, Securitor, Asgard, nor any other member of the BT Financial Group will be liable to any party in contract, tort (including for negligence) or otherwise for any loss or damage arising either directly or indirectly as a result of reliance on, use of or inability to use any information displayed on this website. Where liability cannot be excluded by law then, to the extent permissible by law, liability is limited to the resupply of the information or the reasonable cost of having the information resupplied.

Third Party Information and Links
Some of the information displayed on this website may be provided by third parties who are not related to MWFP or the BT Financial Group ("Third Party Information"). MWFP and/or Securitor and/or the BT Financial Group are not in any way responsible for and do not guarantee the quality or accuracy of any Third Party Information.

This website may also contain links to websites operated by third parties ("Third Parties") who are not related MWFP ("Third Party Web Sites"). These links are provided for convenience only and do not represent any endorsement or approval by MWFP and/or Securitor and/or the BT Financial Group of those Third Parties or the information, products or services displayed or offered on the Third Party Web Sites.

Privacy Policy
MWFP only collects personal information from you, which is necessary for conducting our business, providing our services to you and meeting our legal obligations. We collect personal information about you only by lawful and fair means.

MWFP takes reasonable steps to make sure that the personal information we collect, use or disclose is accurate, complete and up to date. If you believe that the personal information we hold about you is inaccurate or incomplete, please contact our office on (08) 8361 3368 or by email .

To protect your personal information we have implemented physical, computer and network, communications and personnel security measures. Locks and a monitored alarm system secure our office and data storage facilities. Authorised users who have been issued passwords and specific user identifiers only are permitted to gain access to our computer system. MWFP will take reasonable precautions to protect the personal information which we hold from misuse, loss and from unauthorized access, modification or disclosure.

Click here to view our Dealer Group's full privacy assurance to you.